Self-custody variables and multisig argument

Stephan Livera setting out why self-custody is hard to teach: the right answer depends on the amount secured, privacy appetite, tolerance for complexity, the tradeoff between sovereignty and easy recovery, inheritance plans and whether services such as loans are needed. He predicts a push to remove single points of failure in an easier form, closer to what Bitkey and Casa offer, with dice rolls, multi-vendor multisig and a private Electrum server remaining a smaller group's path; and argues correctly executed multisig gives fault tolerance, since a key found to be bad in a 3-of-5 can be rotated out without loss. The post names two commercial multi-key providers approvingly, which is worth noting given Livera's position as a bitcoin podcaster and commentator. The predictions and recommendations are his own.